by Sara Baker | Oct 1, 2025 | Articles
As a kid, October was the month for opportunity. It’s when walnuts fell from the tree, and my Poppy and I would pick them up and haul them in feed sacks to sell. It was work in the beginning, but it gave us some extra spending money at the end. That might be exactly...
by Sara Baker | Sep 24, 2025 | Articles
My wife and I bought our first house in 1997 for $23,000 and had a 7.5% mortgage rate. Even though the loan was small, it was still scary for a new finance guy and a school teacher. A lower interest rate would have really helped us out. We don’t worry so much about...
by Sara Baker | Sep 17, 2025 | Articles
Markets are entering a new phase following the Federal Reserve’s latest decision, which marked a meaningful shift in its fight to balance inflation and economic growth. While the Fed’s move to lower rates was widely anticipated, the real story is what happens next —...
by Sara Baker | Sep 10, 2025 | Articles
I was in Las Vegas over the weekend for the Eagles concert and had to walk through casinos to get to restaurants. I was shocked to see signs saying the casino takes credit cards. Instead of stopping their gambling, people were moving on from cash to credit and...
by Sara Baker | Sep 3, 2025 | Articles
September has always been one of my favorite months. The air starts to cool, football returns, and routines feel a little more grounded after the summer rush. But for investors, September carries a very different reputation. Historically, it’s the market’s most...