by Richard Baker | Mar 26, 2025 | Articles
I was recently helping a lifelong friend and client with his Government TSP investment allocation. Every time I look into the TSP investment options, I am shocked that they don’t have an option for international bonds. There are times, like possibly now, when these...
by Richard Baker | Mar 21, 2025 | Articles
During volatile markets, I often think of the kids on my baseball team. Picture this: it’s the bottom of the sixth, the bases are loaded, and our pitcher just walked in a run. What happens next? Some kids hang their heads, some get visibly frustrated, and a few start...
by Richard Baker | Mar 14, 2025 | Articles
This past weekend, I took my nine-year-old son with me for a round of golf. One of his favorite parts of the experience is getting the chance to drive the golf cart. As I guided him through the process, I quickly realized that the hardest lesson to teach wasn’t...
by Richard Baker | Mar 5, 2025 | Articles
Usually, our dog would get in the back of my truck on the tailgate steps, but if I had a trailer on, she had to walk from the trailer to the truck on a mesh metal ramp. She would just look at me like I was crazy. She hated uncertainty, and it seems investors hate...
by Richard Baker | Feb 26, 2025 | Articles
We were at a softball tournament in St. Louis a few years ago when my wife got hit in the head by a foul ball. The sports complex had four fields with a big concession stand in the middle. The foul ball came over the backstop, over the concession stand, and hit her...