Articles
Sharing Our Financial Wisdom through Articles
When the Trail Narrows: Why Valuations Matter for Investors
Several summers ago, I hiked to the summit of Mount Bierstadt in Colorado—one of the state’s more popular fourteeners. The climb up was challenging yet straightforward: a wide trail, a steady pace, and clear footing. But the real adventure came next. From Bierstadt’s...
Europe’s Debt Shift: Why Southern Economies Are Rising as Northern Nations Struggle
It has been just over a year since I saw the role reversal with my Dad. During his last few days on earth, I was the medical power of attorney to the man I had always sought advice from. The older I get, the more I see role reversals. Right now, I’m watching one take...
Leveraged Single-Stock ETFs Explained: High Risk, High Reward—or Just Wealth Destroyers?
In my hometown, we have a railroad trestle that goes over the James River. One late winter night, after snow sledding, my buddy and I walked across the snow-covered trestle in pitch dark. It wasn’t one of our brightest moves; it was a lose-lose with not much upside....
Is Rising Market Turbulence a Real Trend or Just Isolated Events
We are beginning to see some increased turbulence (market volatility), but is it a change to overall market conditions or is it a few isolated mistakes by companies? Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Big Bank Earnings 2025: Bellwether for a Strong U.S. Economy After Fed Rate Cuts
Investment-wise, big banks are often the first to report earnings each quarter and are considered bellwethers for investors. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Gold At Record Highs: Why Investors Are Looking Beyond the Dollar
Gold’s reputation rests on centuries of use, scarcity, and universal acceptability. Unlike bonds or stocks, it pays no interest. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stocks in October: Shutdown Uncertainty vs. Q4 Seasonal Gains
Fervent Wealth Management is a financial management and services entity in Springfield, Missouri. The S&P 500’s average return in October over the last decade has been approximately 2%.
Mortgage Rates Are Rising Despite Fed Cuts—Here’s Why
Fervent Wealth Management is a financial management and services entity in Springfield, Missouri. When the Federal Reserve (Fed) cut the federal funds rate by 25 basis points last week, many people expected mortgage rates to start falling fast.
Markets React as Fed Shifts Policy, Investors Look Ahead
Inflation remains above the central bank’s 2% target, but signs of a cooling labor market — slower job creation, rising jobless claims — appear to have convinced policymakers that keeping rates elevated may do more harm than good. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
UK Debt Crisis: A Warning Sign for the World
The interest rate on 30-year government bonds, known as the yield, reached 5.75%, a level last seen in the 1990s. At the same time, US 30-year bond yields were at 4.88%. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
September’s Market Test: What History, Rates, GDP, and Profits Tell Us
For nearly a century, September has been the S&P 500’s weakest month. Since 1928, the index has averaged a decline of just over one percent and has finished lower more than half the time—worse than any other month of the year. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Tariffs, Debt, and Markets: Why Old Tools Still Matter for the US Economy
Tariffs are no longer the US’s primary source of revenue, but they do generate direct revenue for the US government, providing an additional income stream to traditional taxation. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Tech Pullback or Seasonal Pause? What the Market Is Signaling
The S&P 500 has been trading down on the heels of the Nasdaq index, which continues to slide, putting more downside pressure on investors to pause on tech stocks. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Rethinking the S&P 500: The Hidden Risks Behind America’s Favorite Benchmark
For decades, the S&P 500 has been the yardstick by which portfolios, mutual funds, and even entire investment strategies are judged. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
The Trap of Calm Markets: What Every Investor Should Know
Market volatility, which is just a fancy way of saying market swing, is currently sitting at unusually low levels. Investors use volatility reports to measure market risk and watch for market uncertainty or instability. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
From Tariffs to Tech: What’s Fueling This Earnings Season
So far, the earnings calls have had two themes: 1) tariffs/trade policy; 2) artificial intelligence (AI) spending. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Winning the Tariff War: Can the World Economy Handle the Consequences?
President Trump announced last Tuesday night that a 15% tariff trade agreement with Japan, up from the previous rate of 2%, including the important Japanese automotive industry. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stocks at Record Highs: What Should Investors Do Now?
But with the market at historic highs, many investors are asking the same question: What now? Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.

















