Articles
Sharing Our Financial Wisdom through Articles
Preparing Portfolios for a Less Predictable Federal Reserve
With inflation proving stubborn, government borrowing rising, and political pressure on the central bank growing louder, investors are adjusting to the idea of a new Fed. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
The Santa Claus Rally: A Seasonal Signal, Not a Strategy
The Santa Claus Rally does not mean the market goes up every December, nor does it suggest guaranteed gains. It’s simply a pattern that has shown up often enough over many decades to be worth noting. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Why a US Naval Blockade of Venezuelan Oil Isn’t Driving Crude Higher
Crude Oil recently closed at its lowest level in nearly five years, which is bad news for oil investors but good news for consumers. This was before news of President Trump’s blockade of sanctioned oil tankers in Venezuela. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
The High Cost of Europe’s Green Energy Ambitions
Twenty-ish years into the green energy transition, it’s clear that European Union (EU) leaders haven’t delivered. Carbon emissions are down, but the reality is that fewer energy jobs are available, and Europe now has some of the highest energy costs in the world.
Staying the Course Paid Off: Now the Focus Turns to 2026
As we head into December, the job market will continue to steer market sentiment. Healthy employment is critical to sustaining consumer spending, especially during the important holiday shopping period. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Wide Market Participation Signals Strong Year-End Outlook for Stocks
Interestingly, the popular Energy sector is down this week mainly due to the possibility of a Russia-Ukraine peace deal. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stock Market Suffers Sharp Selloff as Doubts Rise Over AI Trade and NVIDIA’s Future
Global stock indexes are still reeling from four consecutive days of stock selloffs. The four-day selloff, which began on November 13th, saw the Dow fall 4.5%, its sharpest four-day decline since 1999. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
When the Trail Narrows: Why Valuations Matter for Investors
When the market is rising, it’s tempting to think price doesn’t matter anymore. After all, when stocks continue to reach new highs, it can feel like the fundamentals have shifted. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Europe’s Debt Shift: Why Southern Economies Are Rising as Northern Nations Struggle
There is wisdom in having international holdings in your portfolio. It gives you diversification because global stocks and other governments are not in lockstep with the US. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Leveraged Single-Stock ETFs Explained: High Risk, High Reward—or Just Wealth Destroyers?
Leveraged single-stock ETFs use derivative contracts (borrowed money) to magnify the return of a single stock. Leveraged funds, which track stock indexes, have been around for a few years, but the high-risk leveraged single-stock ETF hit the markets in 2022. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Is Rising Market Turbulence a Real Trend or Just Isolated Events
We are beginning to see some increased turbulence (market volatility), but is it a change to overall market conditions or is it a few isolated mistakes by companies? Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Big Bank Earnings 2025: Bellwether for a Strong U.S. Economy After Fed Rate Cuts
Investment-wise, big banks are often the first to report earnings each quarter and are considered bellwethers for investors. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Gold At Record Highs: Why Investors Are Looking Beyond the Dollar
Gold’s reputation rests on centuries of use, scarcity, and universal acceptability. Unlike bonds or stocks, it pays no interest. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stocks in October: Shutdown Uncertainty vs. Q4 Seasonal Gains
Fervent Wealth Management is a financial management and services entity in Springfield, Missouri. The S&P 500’s average return in October over the last decade has been approximately 2%.
Mortgage Rates Are Rising Despite Fed Cuts—Here’s Why
Fervent Wealth Management is a financial management and services entity in Springfield, Missouri. When the Federal Reserve (Fed) cut the federal funds rate by 25 basis points last week, many people expected mortgage rates to start falling fast.
Markets React as Fed Shifts Policy, Investors Look Ahead
Inflation remains above the central bank’s 2% target, but signs of a cooling labor market — slower job creation, rising jobless claims — appear to have convinced policymakers that keeping rates elevated may do more harm than good. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
UK Debt Crisis: A Warning Sign for the World
The interest rate on 30-year government bonds, known as the yield, reached 5.75%, a level last seen in the 1990s. At the same time, US 30-year bond yields were at 4.88%. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
September’s Market Test: What History, Rates, GDP, and Profits Tell Us
For nearly a century, September has been the S&P 500’s weakest month. Since 1928, the index has averaged a decline of just over one percent and has finished lower more than half the time—worse than any other month of the year. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.

















