Articles
Sharing Our Financial Wisdom through Articles
Markets Cool as Investors Digest a Changing Landscape
This winter has been anything but predictable. In our area, temperatures have swung from the 70s one day to brisk 30s the next, reminding us how quickly conditions can change. Financial markets have shown similar swings recently, keeping investors alert even as...
Markets Surge Again: Key Lessons From 2025 and What They Mean for Stocks in 2026
Personally, 2025 was a good year, full of ups and downs. Some of the ups were that one of my kids graduated from high school, and the other got married and graduated from college. A negative was that my widowed mother fell and had significant injuries. So last year...
Preparing Portfolios for a Less Predictable Federal Reserve
With inflation proving stubborn, government borrowing rising, and political pressure on the central bank growing louder, investors are adjusting to the idea of a new Fed. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
The Santa Claus Rally: A Seasonal Signal, Not a Strategy
The Santa Claus Rally does not mean the market goes up every December, nor does it suggest guaranteed gains. It’s simply a pattern that has shown up often enough over many decades to be worth noting. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Why a US Naval Blockade of Venezuelan Oil Isn’t Driving Crude Higher
Crude Oil recently closed at its lowest level in nearly five years, which is bad news for oil investors but good news for consumers. This was before news of President Trump’s blockade of sanctioned oil tankers in Venezuela. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
The High Cost of Europe’s Green Energy Ambitions
Twenty-ish years into the green energy transition, it’s clear that European Union (EU) leaders haven’t delivered. Carbon emissions are down, but the reality is that fewer energy jobs are available, and Europe now has some of the highest energy costs in the world.
Staying the Course Paid Off: Now the Focus Turns to 2026
As we head into December, the job market will continue to steer market sentiment. Healthy employment is critical to sustaining consumer spending, especially during the important holiday shopping period. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Wide Market Participation Signals Strong Year-End Outlook for Stocks
Interestingly, the popular Energy sector is down this week mainly due to the possibility of a Russia-Ukraine peace deal. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stock Market Suffers Sharp Selloff as Doubts Rise Over AI Trade and NVIDIA’s Future
Global stock indexes are still reeling from four consecutive days of stock selloffs. The four-day selloff, which began on November 13th, saw the Dow fall 4.5%, its sharpest four-day decline since 1999. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
When the Trail Narrows: Why Valuations Matter for Investors
When the market is rising, it’s tempting to think price doesn’t matter anymore. After all, when stocks continue to reach new highs, it can feel like the fundamentals have shifted. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Europe’s Debt Shift: Why Southern Economies Are Rising as Northern Nations Struggle
There is wisdom in having international holdings in your portfolio. It gives you diversification because global stocks and other governments are not in lockstep with the US. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Leveraged Single-Stock ETFs Explained: High Risk, High Reward—or Just Wealth Destroyers?
Leveraged single-stock ETFs use derivative contracts (borrowed money) to magnify the return of a single stock. Leveraged funds, which track stock indexes, have been around for a few years, but the high-risk leveraged single-stock ETF hit the markets in 2022. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Is Rising Market Turbulence a Real Trend or Just Isolated Events
We are beginning to see some increased turbulence (market volatility), but is it a change to overall market conditions or is it a few isolated mistakes by companies? Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Big Bank Earnings 2025: Bellwether for a Strong U.S. Economy After Fed Rate Cuts
Investment-wise, big banks are often the first to report earnings each quarter and are considered bellwethers for investors. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Gold At Record Highs: Why Investors Are Looking Beyond the Dollar
Gold’s reputation rests on centuries of use, scarcity, and universal acceptability. Unlike bonds or stocks, it pays no interest. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stocks in October: Shutdown Uncertainty vs. Q4 Seasonal Gains
Fervent Wealth Management is a financial management and services entity in Springfield, Missouri. The S&P 500’s average return in October over the last decade has been approximately 2%.
Mortgage Rates Are Rising Despite Fed Cuts—Here’s Why
Fervent Wealth Management is a financial management and services entity in Springfield, Missouri. When the Federal Reserve (Fed) cut the federal funds rate by 25 basis points last week, many people expected mortgage rates to start falling fast.
Markets React as Fed Shifts Policy, Investors Look Ahead
Inflation remains above the central bank’s 2% target, but signs of a cooling labor market — slower job creation, rising jobless claims — appear to have convinced policymakers that keeping rates elevated may do more harm than good. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.

















