Articles
Sharing Our Financial Wisdom through Articles
Why Your Municipal Bond Fund May Be Down
When I started my career in the financial industry in 2007, municipal bonds were a very different...
Why Rising Interest Rates Aren’t Scaring Investors This Time
After six weeks, I am finally getting rid of my sling after rotator cuff surgery. I have mixed...
Fed Rate Hike Signals Independence Under Chairman Kevin Warsh
My college-age son wanted to list his car for sale online last weekend. His taillight had not...
A Strange Combination and a Resilient Stock Market
Financial markets can sometimes give us that same thought. You can have two things that don’t traditionally seem to belong together sitting side by side. Higher Treasury yields create competition for stocks. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Mortgage rates aren’t really that high, history shows
I keep hearing about borrowers getting frustrated waiting for mortgage rates to drop. They currently average 6.7%, according to the Freddie Mac Primary Mortgage Market Survey. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
September Says Fall. The Market Says Not So Fast.
At the same time, the 10-year Treasury yield climbed toward 4.8%, while concerns about inflation, the Iran conflict, oil prices, and the Federal Reserve’s next move have increased. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Why Is the U.S. Economy So Strong Despite Inflation and Debt?
How can the U.S. economy be this strong with continued inflation issues, the government hitting yet another debt milestone because of its out-of-control deficits, and geopolitical risks that never seem to go away? Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
The 30-Year Treasury Yield Is Back Above 5%—And That’s Not A Crisis
I’m reading several analysts who are worried about the 30-year Treasury yield, using words like “rout” or “new normal.” Fervent Wealth Management is a financial management and services entity in Springfield, Missouri
Stock Market Outlook for the Second Half of 2026: Where Investors Should Focus
The markets began in the second half of 2026 with no shortage of craziness, from the Iran mess which is begging to feel like a daily soap opera that never ends to higher oil prices and ongoing questions about whether there will be a big payoff from the huge artificial intelligence (AI) spending. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Beyond AI: What Corporate America Is Really Saying About the Economy
Corporate earnings often provide one of the clearest windows into economic conditions because they reflect real corporate profitability. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
When the Headlines Feel Heavy, Stay Grounded
By the time you read this, the Federal Reserve will likely have announced its latest interest rate decision. As I write this article, however, investors are still waiting. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Earnings Season: Wall Street Wants More Than AI Hype
The AI race has become incredibly expensive. Alphabet, along with other mega-cap technology companies, has been pouring billions of dollars into data centers, advanced chips, and the infrastructure needed to power AI. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Show Me the Money: What’s Next for Markets?
AI’s Next Act: Show Me the Money — Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Stock Market Outlook for the Second Half of 2026: Where Investors Should Focus
I am more in favor of U.S. stocks over international stocks. Though it is important to have some international holdings for diversification, U.S. stocks remain king as long as the U.S. economy stays healthy and U.S. companies continue to be leaders in innovation. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
S&P 500 Earnings Face a Big Test as AI Drives Corporate Profits
The second quarter wrapped up at the end of June on a good note. It ended up being the best quarter for the indexes since quarter two of 2020 and more than made up for the first-quarter losses. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
What Kevin Warsh’s New Fed Means for Interest Rates, Inflation, and Investors
The June Federal Reserve meeting, which wrapped up a few days ago, was led by the new Fed Chairman, Kevin Warsh. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
Can Stocks Keep Climbing? Why Valuations May Drive the Next Market Rally
It’s already been a great year for stocks, with the S&P 500 total return of almost 10% year to date. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.
History’s Biggest AI Spending Boom: Opportunity or Overhype?
Interestingly, I was already planning to write about the massive investment in artificial intelligence. While the topics couldn’t seem more different, they share something in common: uncertainty. Fervent Wealth Management is a financial management and services entity in Springfield, Missouri.

















